:root{--bg:#faf8f3;--pap:#fff;--ink:#191b21;--mut:#5c5a52;--line:#e5dfd2;--ac:#7a5c12;--acd:#5c4409;--gold:#e0b452;--night:#171a24;--night2:#20242f;--tint:#f5eeda;--tint2:#ece0c2;--warnbg:#fbf1e8;--warnln:#eed7bf;--warnink:#8a4d16;--okbg:#eef4ec;--okln:#cfe0c8;--okink:#2f5c2a}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:400 17px/1.72 Literata,Georgia,serif;text-wrap:pretty}
@media (prefers-reduced-motion:reduce){*{transition:none!important}html{scroll-behavior:auto}}
.wrap{max-width:1060px;margin:0 auto;padding:0 22px}
.prose{max-width:730px}
h1,h2,h3{font-family:Gabarito,system-ui,sans-serif;font-weight:600;line-height:1.18;letter-spacing:-.01em;margin:0 0 .5em}
h1{font-size:clamp(1.9rem,4.2vw,2.7rem)}
h2{font-size:clamp(1.35rem,2.7vw,1.85rem);margin-top:1.5em;padding-left:14px;border-left:4px solid var(--gold)}
h3{font-size:1.1rem;margin-top:1.3em}
p{margin:0 0 1.05em}
a{color:var(--ac)}
a:hover{color:var(--acd)}
:focus-visible{outline:3px solid var(--ac);outline-offset:2px;border-radius:3px}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:10px 16px;z-index:99;border:1px solid var(--line)}
.skip:focus{left:8px;top:8px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.btn{display:inline-block;background:var(--night);color:#fff;padding:14px 26px;border-radius:6px;font-family:Gabarito,sans-serif;font-weight:600;text-decoration:none;font-size:1rem;transition:background .15s}
.btn:hover{background:#2b3040;color:#fff}
.btn2{display:inline-block;background:transparent;color:var(--ink);border:1px solid var(--ink);padding:13px 24px;border-radius:6px;font-family:Gabarito,sans-serif;font-weight:600;text-decoration:none;font-size:1rem}
.btn2:hover{background:var(--tint)}
.btn-gold{background:var(--gold);color:#20180a}
.btn-gold:hover{background:#efc871;color:#20180a}
header{position:sticky;top:0;z-index:50;background:rgba(250,248,243,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.hrow{display:flex;align-items:center;gap:14px;min-height:68px}
.logo{text-decoration:none;margin-right:auto;display:flex;align-items:center;gap:10px;min-width:0}
.logo .mark{width:32px;height:32px;border-radius:50%;background:var(--night);color:var(--gold);display:inline-flex;align-items:center;justify-content:center;flex:none}
.logo .wm{font-family:Gabarito,sans-serif;font-weight:600;font-size:1.08rem;color:var(--ink);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.logo .wm em{font-style:normal;color:var(--ac);font-weight:500}
.mainnav{display:none;gap:19px;align-items:center}
.mainnav a{color:var(--mut);text-decoration:none;font-family:Gabarito,sans-serif;font-size:.96rem;font-weight:500}
.mainnav a:hover,.mainnav a[aria-current]{color:var(--ac)}
@media(min-width:900px){.mainnav{display:flex}}
header .btn{padding:10px 18px;font-size:.92rem;white-space:nowrap;flex:0 0 auto}
.night{background:var(--night);color:#efece4}
.night h1,.night h2{color:#fff;border-left:0;padding-left:0}
.night p{color:#c8c5bc}
.hero{padding:56px 0 50px}
@media (min-width:900px){.hero{padding:82px 0 66px}}
.hero h1{max-width:17em}
.hero .lead{font-size:1.1rem;max-width:36em;margin-top:16px}
.kicker{display:inline-block;font-family:Gabarito,sans-serif;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:16px}
.cta-row{display:flex;flex-wrap:wrap;gap:13px;margin:28px 0 12px}
.fine{font-size:.88rem;color:#a9a69d}
.pricestrip{display:grid;gap:1px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.14);border-radius:8px;margin-top:34px;overflow:hidden}
@media (min-width:760px){.pricestrip{grid-template-columns:repeat(3,1fr)}}
.pricestrip div{background:var(--night2);padding:18px 20px}
.pricestrip b{display:block;font-family:Gabarito,sans-serif;font-size:1.3rem;color:var(--gold);line-height:1.2}
.pricestrip span{font-size:.86rem;color:#b3b0a7}
section{padding:50px 0}
@media (min-width:900px){section{padding:68px 0}}
.eyebrow{font-family:Gabarito,sans-serif;font-size:.79rem;letter-spacing:.13em;text-transform:uppercase;color:var(--ac);margin-bottom:4px}
.crumb{font-size:.87rem;color:var(--mut);padding:20px 0 0}
.crumb a{color:var(--mut);text-decoration:none}
.crumb a:hover{color:var(--ac)}
.crumb span{color:var(--ink)}
.pagehead{padding:10px 0 4px}
.lead{font-size:1.08rem;color:var(--mut);max-width:40em}
.answer{background:var(--tint);border-top:3px solid var(--gold);padding:20px 22px;margin:20px 0;font-size:1.04rem}
.answer p:last-child{margin:0}
.answer b{color:var(--ink)}
.twrap{overflow-x:auto;border:1px solid var(--line);background:var(--pap);margin:24px 0}
table{width:100%;border-collapse:collapse;font-size:.94rem;min-width:540px}
th,td{text-align:left;padding:13px 17px;vertical-align:top}
thead th{background:var(--night);color:#f3efe4;font-family:Gabarito,sans-serif;font-weight:600;font-size:.85rem}
tbody tr:nth-child(even){background:#fbf9f4}
td{border-top:1px solid var(--line);color:var(--mut)}
td:first-child{color:var(--ink);font-weight:600}
.tnote{color:var(--mut);font-size:.86rem;margin-top:-8px}
ul.check{margin:16px 0;padding:0;display:grid;gap:11px}
ul.check li{list-style:none;display:flex;gap:12px;align-items:flex-start;color:var(--mut)}
ul.check li::before{content:"";flex:none;width:9px;height:9px;margin-top:.55em;background:var(--gold);transform:rotate(45deg)}
ul.check li b{color:var(--ink)}
ul.dot{margin:14px 0;padding-left:20px;color:var(--mut)}
ul.dot li{margin:7px 0}
.warn{background:var(--warnbg);border-left:4px solid var(--warnink);padding:18px 20px;margin:24px 0}
.warn b{color:var(--warnink)}
.warn p:last-child{margin:0}
.crisis{background:var(--okbg);border-left:4px solid var(--okink);padding:18px 20px;margin:24px 0}
.crisis b{color:var(--okink)}
.crisis a{color:var(--okink);font-weight:600}
.crisis p:last-child{margin:0}
.cards{display:grid;gap:14px;margin:24px 0}
@media (min-width:700px){.cards{grid-template-columns:repeat(2,1fr)}}
.cards a{display:block;background:var(--pap);border:1px solid var(--line);border-left:4px solid var(--gold);padding:18px 20px;text-decoration:none;color:var(--ink)}
.cards a:hover{border-left-color:var(--ac);background:#fffdf7}
.cards a b{display:block;font-family:Gabarito,sans-serif;font-size:1.04rem;margin-bottom:3px}
.cards a span{display:block;color:var(--mut);font-size:.9rem;line-height:1.55}
.steps{counter-reset:s;margin:26px 0 0;padding:0;display:grid;gap:0;border-top:1px solid var(--line)}
.steps li{list-style:none;counter-increment:s;display:grid;grid-template-columns:44px 1fr;gap:16px;padding:20px 0;border-bottom:1px solid var(--line)}
.steps li::before{content:counter(s,decimal-leading-zero);font-family:Gabarito,sans-serif;font-weight:600;color:var(--gold);font-size:1.05rem;line-height:1.5}
.steps h3{margin:0 0 4px;font-size:1.05rem}
.steps p{margin:0;color:var(--mut);font-size:.95rem}
.trustrow{display:grid;gap:14px;margin:8px 0 0}
@media (min-width:760px){.trustrow{grid-template-columns:repeat(4,1fr)}}
.trustrow div{background:var(--pap);border:1px solid var(--line);padding:17px 18px}
.trustrow b{display:block;font-family:Gabarito,sans-serif;font-size:.98rem;margin-bottom:3px}
.trustrow span{font-size:.86rem;color:var(--mut);line-height:1.55}
.faq details{border-bottom:1px solid var(--line);background:transparent}
.faq details:first-of-type{border-top:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:flex-start;gap:18px;padding:18px 0;font-family:Gabarito,sans-serif;font-weight:600;font-size:1.02rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";flex:none;color:var(--ac);font-size:1.35rem;line-height:1;font-weight:400}
.faq details[open] summary::after{content:"-"}
.faq details p{color:var(--mut);font-size:.97rem;margin:0 0 18px;max-width:58em}
.ebox{border:1px solid var(--line);background:var(--pap);padding:22px 24px;font-size:.9rem;margin:30px 0}
.ebox .meta{margin:0 0 10px;font-weight:600;font-family:Gabarito,sans-serif}
.ebox .meta span{color:var(--mut);font-weight:400;font-family:Literata,serif}
.ebox ul{margin:6px 0 0;padding-left:18px;color:var(--mut)}
.ebox li{margin:4px 0}
.disc{color:var(--mut);font-size:.87rem;border-left:3px solid var(--line);padding-left:14px;margin-top:16px}
.ctaband{background:var(--night);color:#efece4;padding:48px 26px;margin:40px 0;text-align:center}
.ctaband h2{color:#fff;border-left:0;padding-left:0;margin-top:0}
.ctaband p{color:#c8c5bc;max-width:36em;margin:0 auto 22px}
.pricetable td:last-child{text-align:right;color:var(--ink)}
.bloglist{display:grid;gap:16px;margin:26px 0}
@media (min-width:700px){.bloglist{grid-template-columns:repeat(2,1fr)}}
.blogcard{display:block;background:var(--pap);border:1px solid var(--line);padding:20px;text-decoration:none;color:var(--ink)}
.blogcard:hover{border-color:var(--ac)}
.blogcard h3{margin:0 0 6px;font-size:1.06rem}
.blogcard p{color:var(--mut);font-size:.92rem;margin:0}
.tag{display:inline-block;background:var(--tint2);color:var(--acd);font-family:Gabarito,sans-serif;font-size:.74rem;letter-spacing:.06em;text-transform:uppercase;padding:3px 9px;margin-bottom:10px}
.formcard{background:var(--pap);border:1px solid var(--line);border-top:5px solid var(--gold);padding:30px}
.hint{font-size:.85rem;color:var(--mut);margin-top:6px}
footer{border-top:1px solid var(--line);padding:42px 0 50px;font-size:.88rem;color:var(--mut);margin-top:44px;background:#f4f1e9}
.fgrid{display:grid;gap:26px}
@media (min-width:900px){.fgrid{grid-template-columns:2fr 1fr 1fr}}
footer b{color:var(--ink);display:block;margin-bottom:7px;font-family:Gabarito,sans-serif;font-weight:600}
footer a{color:var(--mut)}
footer nav a{display:block;text-decoration:none;padding:3px 0}
footer nav a:hover{color:var(--ac)}
.legal{margin-top:26px;padding-top:18px;border-top:1px solid var(--line);font-size:.81rem;line-height:1.65}